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Happy Friday everyone! ☕

Markets are still in "risk-off" mode as US-Iran tensions simmer. Wall Street just saw its worst session since the conflict began, with the Nasdaq sliding into correction territory (-2.4%).

Oil is pushing $102, while Gold and Silver see some profit-taking. Even Crypto is feeling the heat, $BTC ( ▼ 4.03% ) is battling for $70k and $ETH ( ▼ 4.16% ) is testing $2k support. With sentiment hitting "Extreme Fear," volatility is the name of the game. A day for caution!

Here’s what we got for you today:

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The "Sell-to-Buy" struggle is officially over. For years, if you wanted to buy a house using your crypto gains, you had to exit your position, get slapped with a massive capital gains tax bill, and pray the market didn't moon while you were stuck in escrow.

As of today, that script just got flipped. Fannie Mae - the absolute titan of the US housing market - is now allowing homebuyers to use BTC and USDC as direct collateral for home loans.

This isn't just some niche fintech experiment; this is the plumbing of the US financial system going "Full Crypto."

1/ The "No-Sell" Strategy for Homeowners

Fannie Mae is teaming up with Better Home & Finance and Coinbase to let you pledge your assets instead of dumping them. This is the ultimate "Diamond Hands" move.

2/ The Game Changer: No Margin Calls

This is the part that sounds too good to be true, but it’s real. Unlike those risky DeFi loans, Fannie Mae won’t liquidate you if Bitcoin's price nukes 40% overnight.

As long as you keep making your monthly payments, your collateral is safe. You only face trouble if you ghost your mortgage for 60+ days.

But, nothing is free, right? Quality comes at a price. Expect to pay 0.5% to 1.5% higher interest than a traditional "cash" mortgage.

But honestly? If you think Bitcoin is going up more than 1.5% a year (which, let’s be real, we all do), paying that "convenience fee" to keep your stack intact is a no-brainer.

I’ve been saying for years that Bitcoin is Tier-1 collateral, and seeing the US government-backed entities finally admit it feels like a massive "I told you so."

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Past performance isn't predictive; illustrative only. Investing risks principal; no securities offer. See important Disclaimers

MARA Holdings, the mining titan we all know for its massive "HODL at all costs" treasury, just pulled a move that has the market doing a double-take.

Between March 4 and March 25, 2026, MARA liquidated 15,133 BTC, raking in roughly $1.1B. If you're wondering about the timing, they caught an average price of about $72,700 per coin.

But before you scream "paper hands," look at what they did with the cash.

1. The $1 Billion Debt Erase

MARA didn't sell to buy a fleet of Lambos. They used every cent to buy back their own $1B of convertible debt maturing in 2030 and 2031. They bought these notes back at a 9% discount.

→ By paying roughly $912M to settle $1B in debt, they literally created $88M in savings. Their total convertible debt dropped 30%, falling from $3.3B to $2.3B.

By nuking this debt now, CEO Fred Thiel is effectively stopping future equity dilution. For shareholders, that’s a massive win because it means fewer new shares being printed down the road.

2. The Pivot: From Miners to AI Infrastructure

MARA is aggressively pivoting toward AI and High-Performance Computing (HPC). They’ve already grabbed a 64% stake in Exaion and are partnering with Starwood Capital to build out data centers.

Mining is getting tougher and margins are thinning. MARA is realizing that their massive power capacity is worth more if it’s running AI chips rather than just grinding hashes 24/7.

3. My Take: Is the HODL Era Over?

Honestly? This is a pro-tier move.

For years, the mining meta was "HODL until you die," even if it meant diluting shareholders or taking on toxic debt. MARA is proving that the big boys are finally growing up. By selling BTC at $72k to kill debt, they:

Don’t let the headlines scare you. This isn't "miner capitulation". If you can trade 28% of your stack to wipe 30% of your debt and save $88M in the process, you take that trade every single time.

Wall Street seems to agree, the stock actually jumped 3% on the news. The era of the "Smart Miner" has officially arrived.

David Sacks is shifting to Co-Chair the PCAST, exiting his "Czar" role as D.C. gridlock continues to stall CLARITY Act. Read more

Solana just onboarded Mastercard and Western Union via its new SDP for massive global enterprise adoption. Read more

GameStop didn’t sell its 4,709 BTC. Turns out they pledged the $324M stack to Coinbase Credit to run covered call options at $105K–$110K. Read more

Self-custody alert. New Hong Kong device laws make mobile Bitcoin wallets a major privacy risk, move your stack to cold storage now. Read more

Tether just tapped KPMG for its first-ever full audit, a massive transparency play to kill $USDT ( ▼ 0.01% ) FUD for good. Read more

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⚠ This newsletter is for informational purposes only and should not be considered investment advice. Traders should conduct thorough research, understand the risks, and carefully evaluate their decisions before investing in cryptocurrency.